I couldn't be more proud or more happy for my friend who has successfully paid off and CLOSED one of her credit cards! From her blog:
"Nearly two years ago, I sat down with Justus and Gabe for a budgeting session. We drank a lot of wine and shared a lot of laughs. That event was a life-changer for me, and for that, I will forever be grateful to my wonderful friends. Before then, I always had excuses for why I couldn’t pay the debt off enough to make a difference, or to pay it off totally. Justus changed my thinking from should and could to can, will and shall."
She has achieved so much and is continuing to smite the debt, listen to logic (which is not what the financial institutions sell -- "Oh, but it will hurt your credit! You're doing the wrong thing!"), and move towards being debt-free. Awesome like that deserves serious praise!